GHS Federal Credit Union delivers high-caliber member service paired with a wide array of products to help members achieve their financial goals. GHS Federal Credit Union proudly serves Broome, Chenango, and Tioga counties of NY. Open your account online today! Drive-up and ATM Hours vary from the working hours: Monday, Tuesday, Wednesday: 7:30 a.m. to 5 p.m. Thursday and Friday: 7:30 a.m. to 6 p.m. Saturday: 9 a.m. to Noon. 24-Hour ATM, Night Drop Available