HPI Financial was formed after the subprime mortgage crash of 2007. Broker, Quentin S. Hyde and Jeffrey D. Phillips formed HPI to be able to serve California residents with exceptional service and professionalism. Great companies survive and thrive during tough times. We received our FHA license so that we could originate FHA & VA loans as well as loans bought by Fannie Mae & Freddie Mac. We use the same tools as the large banks and can get loans done for our clients faster & less expensive.