The Paramount Residential Mortgage Group has over 80 years of mortgage experience. We can get you approved with a 580 Credit Score with a 3.5% Down Payment Direct Lender that offers the full menu of mortgage products like Conventional, FHA, VA, Jumbo, USDA etc...Our niche product is the A- borrower that does not have the perfect credit score. Our FHA programs go down to a 580 score with 3.5% down payment. We guarantee a $50 Home Depot Gift Card at closing.